Car accidents can happen to anyone, even if the individuals involved are excellent drivers. All it takes is for someone to make one mistake, which can happen even to the most careful individuals. Although you sometimes won’t be able to prevent an accident from happening, you should know how to act when you find yourself in this type of traumatic experience.
The most important thing you need to remember is that you should remain on the scene of the incident regardless of whose fault everything is. Note that you can suffer very serious consequences for fleeing from the scene of the accident. It’s worth mentioning that you shouldn’t stay in the car either unless you’re really hurt in which case you should call 911 and request an ambulance immediately. Keep in mind that you may be seriously injured even though you feel okay. This occurs due to stress and adrenaline blocking the feeling of pain. This is why you should thoroughly check whether you have any injuries before doing anything else.
In case you’re okay, it’s time to check on the other people involved in the accident. If you notice anyone is even slightly injured, you should request an ambulance. On the other hand, if everyone is fine then you should just call the police and ask for an officer to come to the scene of the crime. It’s crucial you do this because insurance companies will pay you only if an auto accident report has been filed by a police officer.
Even though the police will document what happened, it’s important you take notes as well. In fact, you should write down exactly what happened, since doing this will help you build a strong case. It’s worth noting that insurance companies deal with countless new claims every single day. In order for your case to stand out, it should contain as many details as possible. Make sure you take pictures with your smartphone of the damage done right after the accident. Don’t waste any time, since waiting may cause the insurance company to argue the damage is not related to the incident.
In case you suffered any injuries, you should seek medical attention right away. If you don’t then you’ll likely have to pay the medical expenses instead of the insurance company since they will argue that anyone would visit a doctor right away if they were hurt.
Expect to get a call from an insurance company in the first few days after the accident. However, before you talk to them it’s recommended you get in contact with your Houston car accident lawyer. An attorney will advise you what to say to protect your rights and avoid making mistakes like admitting the collision was your fault. It’s worth noting that hiring a lawyer can actually help you get more money since they know how to deal with insurance companies and will surely provide you with a good strategy to maximize your compensation.
When talking with the insurance company, try to be as literal and precise as you can. If you don’t do this, they’ll probably try using your words against you. This is why you should never use hyperbole or colloquial language when describing what happened to the insurance company.
In case you want to know exactly what you should or shouldn’t say, your best bet is to get in contact with a lawyer. If you don’t know who to contact, you can find excellent legal experts near you on USAttorneys.com.
Insurance companies will always look for ways to settle for the lowest cost to them. However, they will be able to do this only if you don’t build a strong case. If you take all the necessary steps from requesting an ambulance to taking photos of the damage and hiring a lawyer, you’ll ensure you get the settlement you deserve.